Important Note Regarding Website Content
The information and content (collectively, “Content”) on this website is for your general educational information only.
By using this website, you acknowledge and agree that any activity on this website is subject to monitoring by the Company at any time, and that the Company may use the results of such monitoring without limitation, subject to applicable law.
If you enter into any other agreement with the Company, then these Terms are in addition to the terms of such other agreement. Neither entering into this agreement, nor visiting this website, nor any of these Terms, guarantees that you are eligible to receive coverage under any plan offered through this website or otherwise.
Subject to these Terms, the Company grants you a personal, non-transferable, nonexclusive, revocable, limited license to view the Content on the website for the sole purpose of collecting information regarding our activities and. You may also print a reasonable number of copies of the Content for your personal use, but in such case, you must reproduce all proprietary copyright and trademark notices. All rights, title and interest in and to the website, including the Content, and all intellectual property rights, including all copyright, trademark, patent and trade secret rights therein shall remain with the Company and our licensors and vendors, and no ownership interest is transferred to you or any other entity by virtue of making the Content available on the website, granting the foregoing licenses or entering into this Agreement.
In the event you choose to provide us with any feedback, suggestions, or similar communications, all such messages (collectively, “Feedback Messages”) will be considered non-personal, non-confidential (except for personal information as described in our Privacy Policies) and non-proprietary. You hereby grant the Company a perpetual, sublicensable, assignable, unrestricted, worldwide, royalty-free, irrevocable license to use, reproduce, display, perform, practice, modify, create derivative or collective works, transmit and distribute your Feedback Messages, in whole or in part, and including all intellectual property rights therein.
Some websites operated by the Company include trademarks or logos belonging to other third-party licensors and are used pursuant to an agreement with such third parties.
We may terminate this license at any time for any reason. If you breach any of these Terms, your license to the Content terminates immediately. Upon the termination of this license, you must stop using this website, including all Content, and return or destroy all copies, including electronic copies, of the Content in your possession or control.
Certain portions of this website may be configured to permit users to post messages, comments, or other Content. Any such Content is only the opinion of the poster, is no substitute for your own research, and should not be relied upon for any purpose. You agree not to post any Content:
You are solely responsible for the Content of any postings you submit, and the Company assumes no responsibility or liability for any Content submitted by you or any other website visitor. We may, but are not obligated to, restrict or remove any and all Content from a message that we determine in our sole discretion violates these Terms or is otherwise harmful to us, our customers, or any third party. We reserve the right to remove the Content you provide at any time, but you understand that we may preserve and access a backup-copy, and we may disclose the Content if required to do so by law or in a good faith belief that such access, preservation, or disclosure is required by law or in the best interests of the Company.
Any Content you submit is for non-commercial use only. Any Content you submit will be routed through the Internet and you understand and acknowledge that you have no expectation of privacy with regard to any Content you submit. Never assume that you are anonymous and cannot be identified by your posts.
If you do post Content or submit material, and unless we indicate otherwise, you grant the Company a nonexclusive, royalty-free, perpetual, irrevocable, and fully sublicensable right to use, reproduce, modify, adapt, publish, translate, create derivative works from, distribute, and display such Content throughout the world in any media. You grant the Company and any of its sublicensees the right to use the name that you submit in connection with such Content, if they choose. You represent and warrant that you own or otherwise control all of the rights to the Content that you post; that the Content is accurate; that use of the Content you supply does not violate these Terms and will not cause injury to any person or entity; and that you will indemnify the Company or its affiliates for all claims resulting from Content you supply.
We may change, add or remove some or all of the Content on this website at any time. In addition, please note that although our goal is to provide accurate information, certain features that may be offered through this website, such as pricing information or other Content, may not be accurate or up to date. In addition, please note that features described in this website may change over time.
All Content on this website is provided to you on an “as is”, “as available” basis. The company, all third parties, if any, providing Content for this website, and all third parties providing support or information for this website (collectively, “website-related-parties”) hereby disclaim all warranties of any kind, either express or implied, statutory or otherwise including but not limited to the implied warranties of merchantability, fitness for a particular purpose and non-infringement.
The website-related-parties make no warranty as to the accuracy, completeness, timeliness, correctness, or reliability of any Content available through this website. Without limiting the foregoing, the website-related-parties specifically do not represent or warrant that any information regarding particular plan benefits or scope of coverage is accurate or complete. The website-related-parties make no representations or warranties that use of this website will be uninterrupted or error-free, that defects will be corrected, or that this website or the technology that makes it available are free of viruses or other harmful components. You are responsible for taking all precautions necessary to ensure that any Content you may obtain from this website is free of viruses and any other potentially destructive computer code.
Check your local laws for any restrictions or limitations regarding the exclusion of implied warranties.
You agree that none of the website-related-parties shall be liable for any damage resulting from your use or inability to use this website or the Content. this protection covers claims based on warranty, contract, tort, strict liability, and any other legal theory. This protection covers the website-related-parties, including all affiliates, and their officers, directors, employees, and agents. This protection covers all losses including, without limitation, direct or indirect, special, incidental, consequential, exemplary, and punitive damages, personal injury/wrongful death, lost profits, or damages resulting from lost data or business interruption. the total, cumulative, liability of the website-related-parties, including all affiliates, and their officers, directors, employees, and agents, if any, for losses or damages shall be limited to the amount of your actual damages, not to exceed U.S. $100.00. The limit of liability may not be effective in some states. In no event shall the website-related-parties, including all affiliates, and their officers, directors, employees, and agents, be liable to you for any losses or damages other than the amount described above. All other damages, direct or indirect, special, incidental, consequential, exemplary, or punitive, resulting from any use of the website or Content are excluded even if the website-related-parties have been advised of the possibility of such damages. You agree that you use this website at your own risk. If you are dissatisfied with this website or the Content, your sole and exclusive remedy is to discontinue using the website.
You acknowledge and agree that Company’s suppliers are third-party beneficiaries of these Terms, with the right to enforce the limitations of warranty and liability set forth herein with respect to the respective technology of such suppliers and Company.
To contact us regarding these Terms or the operation of the website itself, contact us.
Your obligations under the following sections survive termination of this Agreement: Important Note Regarding Website Content; Agreement and Terms; portions of License to Use this Website and Content Ownership; Restrictions on Use of this Website; Posting Messages, Comments or Content; Copyright Infringement; Changes to Website Content; Links; NO WARRANTIES; LIMITATION OF LIABILITY; Governing Law and Statute of Limitations; Additional Terms. If any provision of these Terms is found to be invalid by any court having competent jurisdiction, the invalidity of such provision shall not affect the validity of the remaining provisions of these Terms, which shall remain in full force and effect. No waiver of any of these Terms shall be deemed a further or continuing waiver of such term or condition or any other term or condition. You agree to defend and indemnify, Website-Related-Parties and their subsidiaries, affiliates, officers, directors, employees, and agents, harmless from any claim, demand, or damage, including reasonable attorneys’ fees, arising out of or related to your breach of this Agreement or your use or misuse of the Content or website. You may not transfer or assign any rights or obligations under this Agreement. The Company may transfer or assign its rights and obligations under this Agreement.
The Effective Date of these Terms is October 1st, 2020.